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BetterTerm 10-Year Life Insurance

Our most affordable product yet

BetterTerm Life Insurance 10-Year is our most affordable coverage yet, with the same great benefits as our other BetterTerm products. If you’re looking for a short-term life insurance solution or a way to enhance your current coverage, our BetterTerm Life Insurance 10-Year might be a great solution for you.

Cost-Effective Rates

Receive all the benefits of our other BetterTerm life insurance products
at a lower cost


Our shortest-term policy is great for filling in the gaps in existing coverage or covering a temporary need

Conversion Option

You’re guaranteed to qualify for whole or universal life insurance during your term policy’s conversion period.*

*based on super-preferred non-smoking rate class

Your monthly premium could be as low as $7.99 based on age, gender, and health status.

Why should you choose BetterLife?

  • Community-Centered Mission
  • Member-Owned Organization
  • Access to Scholarship, Grants and Other Member Benefits
  • Member-Focused Culture
BetterLife Insurance
Based on 20 reviews
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Kaye DeMartinoKaye DeMartino
19:12 14 Sep 23
I truly enjoy my coworkers and BetterLife’s commitment to creating a company culture that focuses mission, values, behaviors and an ideal work atmosphere.
Barbara AndrysikBarbara Andrysik
19:25 23 Aug 23
Nicole Henry was very easy to work with. She was very professional and personable.
Mark SchlichtMark Schlicht
19:01 13 Apr 23
Mike, who was our initial contact was very knowledgeable and great to work with. During this difficult time, Mike made us feel like we could get through this. Life Insurance claims, from the family perspective is a very emotional process. Better Life, especially Mike, helped our family through the process. Thanks Mike!!
Adam MooreAdam Moore
15:44 08 Mar 23
Mary HaleMary Hale
20:10 03 Mar 23
Amanda OldenburgAmanda Oldenburg
17:00 03 Oct 22
BetterLife is a Fabulous company to work with! They are different from any other insurance company in that they Always put their members first and have lots of amazing member benefits! They are always working hard to make things as member friendly for their customers as possible. I love that you can be sure to also see the employees around local communities helping out in any way they can. I would highly recommend BetterLife!

Discover what your monthly payment could be.

*This provides a general overview of the BetterTerm product. Please read the entire policy for details. Policy can be converted to a permanent life insurance policy after the first policy year and until age 70 or end of intial 10 year term, whichever comes first.